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Open Enrollment

Open enrollment is the one window each year when you can change coverage for any reason. Outside that window, changes require a qualifying life event.

Open enrollment runs for a set period in the autumn, with elections taking effect on the first day of the new plan year. Watch for the announcement and the personalised enrollment window in the benefits portal.

  • Announced by email and on the intranet before it opens
  • Elections apply for the full plan year unless a life event occurs
  • If you take no action, most elections carry over — but spending accounts do not

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